JM Risk Consultants provides insurance consulting services for companies who already purchase insurance or are interested in reducing risk to their business while engaging with 3rd party companies and contractors. Leveraging JM Risk’s 35 years of experience in the insurance industry, clients can mitigate their exposure to risk when entering into negotiations with a new client or a new contract using custom tailored insurance language. Understanding the difference between business risk and insurable risk is an important task. JM Risk spends time to understand their clients business and needs. Explaining what is and is not “insurable” present’s entities with a decision making process to incorporate into their business practices. Insurance coverage decisions need to be made and reviewed by experts in the insurance industry. JM Risk’s understanding of the insurance marketplace, distribution systems, and coverage helps our clients to decide how to structure their insurance programs and requirements for contractual negotiations.


  • Consulting Services
  • Fee Based Consulting
  • Insurance Requirements
  • Program Placement