In the wake of the slowing real estate environment, Mr. Head starts Philip Head Insurance Agency in downtown Miami.


William E. Beckham, Jr graduates from University of Georgia & joins his Uncle Phil in the insurance business.  His lovable character is well suited for selling and servicing insurance.


Philip Head & William E Beckham, Jr became partners in the Head-Beckham Insurance Agency.


Bill Beckham graduates from the risk management & insurance department of the University of Georgia & joins Head-Beckham Insurance Agency.


Head Beckham makes their first of 4 acquisitions – over the next 3 years & increases size by over 50%.


Hurricane Andrew strikes south Florida, the aftermath forever changing the insurance marketplace and defines modern day Cat Exposed Property.


Head Beckham merged with AmerInsurance creating the largest multi-cultural insurance agency in Florida with over $60 million in Premium.


Otto Foerster joins HBA, after graduating from Hobart College and later from B&B University.  Otto becomes a 4th generation Insurance Agent in South Florida.


HBA Insurance Group, with $200 million in Premium and 3 locations, sells to Brown & Brown Insurance, the 7th largest agency in the world.


JM Private Insurance Agency is established to sell and service the insurance needs of the South Florida Business Community.


JM Private announces hiring of newest Producer – Will Beckham.  Will, 4th Generation Agent, comes to JMP from an Insurance Company creating new relationships directly for 3 years.  JMP continues to embody tradition and legacy honoring family heritage.

“To Whom Much is Given, Much is Expected”